Ideal Retirement Solutions, LLC

Last Updated: August 2026

Ideal Retirement Solutions, LLC (“Ideal Retirement Solutions,” “Ideal,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information entrusted to us. This Website Privacy Policy describes how we collect, use, protect, and disclose information obtained through our websites, landing pages, online forms, document-upload portals, and other digital properties that we control.

Ideal Retirement Solutions, LLC is an investment adviser registered with the U.S. Securities and Exchange Commission and also provides insurance services through appropriately licensed insurance professionals.

Information We Collect

Depending on how you interact with us, we may collect information including:

• Name, email address, telephone number, mailing address, and other contact information;
• Communication preferences and email or text-message consent;
• Information submitted when registering for an event, requesting an appointment, or contacting us;
• General financial information, including investment objectives, risk profile, approximate portfolio value, and topics of interest;
• Financial documents and other information voluntarily submitted through our secure document-upload portal;
• Information provided in connection with financial planning, investment advisory, or insurance services; and
• Technical information regarding use of our digital properties, such as browser, device, IP address, pages visited, and interactions with our website.

We may also receive information about prospective clients from third-party marketing or lead-generation providers when an individual has requested information, registered for an event, or otherwise expressed interest in receiving information regarding our services.

Financial Documents and Sensitive Information

Prospective clients may voluntarily submit financial documents through our secure document-upload portal to assist us in preparing for consultations and evaluating their financial circumstances.

Documents may contain sensitive information, including account numbers, Social Security numbers, dates of birth, tax information, beneficiary information, or other nonpublic personal information.

Please redact full Social Security numbers, full financial account numbers, passwords, login credentials, and other sensitive information that is not necessary for our review before uploading documents.

Documents uploaded through our prospect document portal are temporarily maintained in private cloud storage accessible only through authorized firm access. Authorized Ideal personnel retrieve relevant documents and transfer them to the firm’s internal document-storage environment. Files remaining in the temporary upload environment are scheduled for deletion within 30 days.

Documents transferred to our internal systems may be retained as business records for as long as reasonably necessary to provide services, maintain our records, comply with legal and regulatory obligations, and support legitimate business purposes.

How We Use Information

We may use information we collect to:

• Respond to inquiries and requests;
• Prepare for consultations and evaluate financial circumstances;
• Provide financial planning, investment advisory, insurance, and related services;
• Maintain prospect and client records;
• Perform client identification, due diligence, compliance, and other regulatory functions;
• Open, maintain, and service accounts or submit applications;
• Communicate regarding appointments, services, educational events, and other information that may be relevant to you;
• Operate, maintain, secure, and improve our websites and technology;
• Analyze website usage and marketing effectiveness; and
• Satisfy legal, regulatory, recordkeeping, and compliance obligations.

Service Providers and Financial Institutions

Ideal Retirement Solutions does not sell or rent your personal information and does not provide your personal information to unaffiliated third parties for their independent marketing purposes.

We use third-party technology and service providers to operate our business. Information may therefore be processed or maintained by providers supporting functions such as customer relationship management, financial planning, communications, email and text messaging, cloud storage, document management, compliance, payment processing, account aggregation, and other business technology.

When you choose to establish an account, purchase an insurance product, or implement another financial service, we may provide information necessary to process the transaction to custodians, insurance intermediaries, insurance carriers, financial institutions, or other parties involved in providing the requested product or service.

We may also disclose information when you authorize us to do so or when disclosure is permitted or required by law, regulation, legal process, or regulatory examination.

Referrals to Other Professionals

We may provide you with contact information for attorneys, accountants, Medicare professionals, or other third-party professionals when appropriate.

We do not provide your personal information to such professionals for their independent marketing. When you request or authorize an introduction, we may provide the information reasonably necessary to facilitate that introduction.

Email and Text Communications

When you provide your contact information in connection with an event, inquiry, appointment, or other interaction with Ideal, we may communicate with you regarding the requested information as well as relevant educational content, events, and services.

You may unsubscribe from marketing emails at any time using the unsubscribe mechanism provided in the communication.

When you affirmatively opt in to SMS communications, you consent to receive text messages from Ideal Retirement Solutions. Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP.

Consent to receive marketing text messages is not a condition of purchasing any product or service.

Mobile information will not be sold or shared with third parties for their independent marketing or promotional purposes. SMS opt-in data and consent will not be shared with third parties for their independent marketing or promotional purposes.

Cookies, Analytics, and Similar Technologies

Our websites may use cookies, pixels, analytics tools, and similar technologies to operate our websites, understand website traffic and visitor interactions, measure marketing effectiveness, and improve the user experience.

These technologies may collect information such as IP address, device and browser information, referring website, pages visited, and interactions with our website.

We may use analytics and advertising technologies provided by third parties. We may also use information collected through these technologies for advertising, measurement, or retargeting purposes in the future, subject to applicable law and our privacy practices.

Account Aggregation and Third-Party Platforms

Certain financial-planning services may permit clients to voluntarily connect outside financial accounts through third-party account-aggregation technology. Use of these features is optional and may be subject to the privacy policies and terms of the applicable third-party provider.

Similarly, certain services, including estate-planning or other specialized platforms, may allow you to provide information directly to the applicable provider. Information provided directly to a third-party platform is also subject to that provider’s privacy practices.

Information Security

We maintain administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, use, alteration, or disclosure.

No electronic transmission or storage system can be guaranteed to be completely secure. We therefore encourage individuals not to submit passwords, login credentials, complete Social Security numbers, or other information that is unnecessary for the purpose of the interaction.

Information Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this policy, provide requested services, maintain appropriate business records, and satisfy applicable legal and regulatory requirements.

Temporary files submitted through our prospect document-upload portal are scheduled for deletion from the temporary upload environment within 30 days. Documents transferred to our internal recordkeeping systems may be retained for longer periods consistent with our business and regulatory obligations.

Your Choices

You may contact us regarding your personal information or communication preferences.

Depending on the nature of the information and applicable legal or regulatory recordkeeping requirements, you may request that we correct or update information maintained about you. Certain information may need to be retained notwithstanding a deletion request in order to comply with applicable law or regulatory requirements.

Regulation S-P Privacy Notice

As an SEC-registered investment adviser, Ideal Retirement Solutions maintains a separate Regulation S-P Privacy Notice describing our practices regarding nonpublic personal information in connection with our financial services.

[Regulation S-P Privacy Notice – LINK]

Contact Us

Questions regarding this Website Privacy Policy or our privacy practices may be directed to:

Ideal Retirement Solutions, LLC
17896 Toledo Blade Blvd
Port Charlotte, FL 33948
941-876-8985
info@idealretirementsolutions.com

We may update this Website Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or services. The “Last Updated” date above identifies the most recent revision.